[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hranari.cz\/pujcka-je-take-reseni\/#Article","mainEntityOfPage":"https:\/\/www.hranari.cz\/pujcka-je-take-reseni\/","headline":"P\u016fj\u010dka je tak\u00e9 \u0159e\u0161en\u00ed","name":"P\u016fj\u010dka je tak\u00e9 \u0159e\u0161en\u00ed","description":"Jestli\u017ee se v\u00e1m pr\u00e1v\u011b nedost\u00e1v\u00e1 pen\u011bz, nejste ur\u010dit\u011b v n\u011bjak z\u00e1vid\u011bn\u00edhodn\u00e9 situaci. Proto\u017ee bez pen\u011bz se ned\u00e1 nejen l\u00e9zt do hospody, jak prav\u00ed lidov\u00e9 moudro, ale ani nakupovat v\u0161echno mo\u017en\u00e9, … ","datePublished":"2019-09-06","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.hranari.cz\/author\/#Person","name":"","url":"https:\/\/www.hranari.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/edf965aa5e6319b22667bed24bb070a38fc0326fd1c728db50dc1d860a4a16ad?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/edf965aa5e6319b22667bed24bb070a38fc0326fd1c728db50dc1d860a4a16ad?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hranari.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hranari.cz\/wp-content\/uploads\/img_a363482_w4293_t1576145918.jpg","url":"https:\/\/www.hranari.cz\/wp-content\/uploads\/img_a363482_w4293_t1576145918.jpg","height":0,"width":0},"url":"https:\/\/www.hranari.cz\/pujcka-je-take-reseni\/","about":["Ekonomika"],"wordCount":438,"articleBody":"        Jestli\u017ee se v\u00e1m pr\u00e1v\u011b nedost\u00e1v\u00e1 pen\u011bz, nejste ur\u010dit\u011b v n\u011bjak z\u00e1vid\u011bn\u00edhodn\u00e9 situaci. Proto\u017ee bez pen\u011bz se ned\u00e1 nejen l\u00e9zt do hospody, jak prav\u00ed lidov\u00e9 moudro, ale ani nakupovat v\u0161echno mo\u017en\u00e9, nezbytn\u00e9 v\u011bci nevyj\u00edmaje. A kdy\u017e si n\u011bkdo n\u011bco nekoup\u00ed, pak to z\u00e1konit\u011b ani nem\u00e1 a sotva to z\u00edsk\u00e1 n\u011bjak\u00fdm alternativn\u00edm zp\u016fsobem.   A proto je vlastn\u011b docela b\u011b\u017en\u00e9 a norm\u00e1ln\u00ed, \u017ee pokud si n\u011bkdo na v\u0161e, co pot\u0159ebuje, nevyd\u011bl\u00e1, p\u016fj\u010duje si. Co\u017e je typick\u00e9 jak pro \u201aoby\u010dejn\u00e9 lidi\u2018, tak i pro podnikatele, zachra\u0148uj\u00edc\u00ed p\u016fj\u010dkami nejednou celou svoji firmu p\u0159ed bankrotem. A kdy\u017e se n\u011bjak\u00fd podnikatel rozhoupe a chce si n\u011bkde n\u011bjak\u00e9 finance p\u016fj\u010dit, skon\u010d\u00ed nejednou u nebankovn\u00ed nab\u00eddky zvan\u00e9 americk\u00e1 hypot\u00e9ka bez registru. Je to toti\u017e pr\u00e1v\u011b tato nab\u00eddka, kter\u00e1 mu m\u016f\u017ee pomoci i ve chv\u00edli, kdy se k n\u011bmu v\u0161ichni ostatn\u00ed obr\u00e1t\u00ed z\u00e1dy. Jakmile toti\u017e soukromn\u00edk dosp\u011bje k pozn\u00e1n\u00ed, \u017ee jeho firma pot\u0159ebuje p\u016fj\u010den\u00e9 pen\u00edze, je na tom u\u017e dost nedob\u0159e. A m\u00e1-li dluhy, mal\u00e9 p\u0159\u00edjmy a zoufale vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nebo dokonce z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a dal\u0161\u00ed trable, nikdo z finan\u010dn\u00edk\u016f netou\u017e\u00ed riskovat t\u00edm, \u017ee mu sv\u011b\u0159\u00ed jm\u011bn\u00ed sv\u00e9. Ov\u0161em nebankovn\u00ed spole\u010dnost je v tomto ohledu jin\u00e1. I ta chce m\u00edt pochopiteln\u011b sv\u00e9 jist\u00e9, jen\u017ee si to dok\u00e1\u017ee pojistit i jinak. A to t\u00edm, \u017ee se mus\u00ed \u017eadatel o tuto hypot\u00e9ku zaru\u010dit d\u00e1n\u00edm sv\u00e9 nemovitosti do z\u00e1stavy. Jakmile se toto stane, m\u00e1 \u017eadatel v podstat\u011b skoro jist\u00e9, \u017ee se do\u010dk\u00e1 p\u016fj\u010dky a\u017e ve v\u00fd\u0161i sedmdes\u00e1ti procent odhadn\u00ed ceny t\u00e9to nemovitosti. A to ani\u017e by se musel dopro\u0161ovat, ani\u017e by musel dejme tomu platit n\u011bco p\u0159edem, ani\u017e by mu hrozily drakonick\u00e9 \u00faroky nebo z\u00e1ludnosti ukryt\u00e9 v nesrozumiteln\u00e9 smlouv\u011b.  Takov\u00e9mu \u010dlov\u011bku sta\u010d\u00ed za\u017e\u00e1dat si p\u0159es internet a u\u017e zanedlouho v\u00ed, zda usp\u011bl \u010di nikoliv, a na kolik pen\u011bz se m\u016f\u017ee t\u011b\u0161it. A z t\u011bchto pak m\u016f\u017ee uhradit cokoliv, co souvis\u00ed s jeho podnikatelsk\u00fdmi aktivitami. Co\u017e m\u016f\u017ee zachr\u00e1nit a u\u017e tak\u00e9 zachr\u00e1nilo nejednu firmu. Co\u017e je pochopiteln\u011b velice d\u016fle\u017eit\u00e9, je-li tato v nesn\u00e1z\u00edch.                                                                                                                                                                                                                                                                                                                                                                                           3.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka je tak\u00e9 \u0159e\u0161en\u00ed","item":"https:\/\/www.hranari.cz\/pujcka-je-take-reseni\/#breadcrumbitem"}]}]